Sitting Date:  21/02/2019    1.00pm

 Questions on Promised Legislation:

Deputy Declan Breathnach: We are approaching the third anniversary of the formation of the current Dáil.  With the aim of minimising the cost of insurance, under the programme for Government, there have been insurance reports and the establishment of the cost of insurance working group.  Is the Tánaiste aware of a cartel-style operation that is operating among insurance companies, whereby insurance companies and brokers refuse to give a direct quote to persons seeking to shop around for insurance once that quote has been given to one broker?  Furthermore, the treatment of notification of accidents, regardless of whether a claim is imminent, is experiencing a 50% higher premium for a two-year period regardless of whether the claim is made after an accident is reported.  I call on the Tánaiste and the Minister with responsibility to insist that, particularly in the latter case, that any premium top-up is refunded in cases where no claim has been made on an accident.

Minister for Finance (Deputy Paschal Donohoe): The Government is committed to the Judicial Council Bill 2017.  We have made a number of changes to the law, most notably last year through the passage of the national claims database.  To respond to Deputy Breathnach, there should be no co-ordination in how insurance companies deal with claims.  As the Deputy will be aware, last year there was a raid to gather evidence of any collusion or anti-competitive behaviour.